Allow Me To Introduce Myself....
Deb Dorsey, FSCO Registered
Mortgage Agent M08006922
Believe It or Not...This is a Great Time to Buy a Home,
Because it is a Buyer's Market!!!
The market has shifted from a crazy sense of desparation; urgency and emotional need are not the controlling factors of today's real estate - like we experienced last year. Thankfully, buyers don't feel compelled to compete and pay inflated prices. Luckily we have the time to make empowered decisions. Value in Toronto is holding and has increased over the past several years, but again, sales prices are reflecting value and not panic to jump into the market at exaggerated prices. So go ahead, put all of your eggs in one basket and then call it 'home sweet home'.
At TheMortgageManager we represent you by sourcing the best mortgage from dozens of lenders and loan programs.
With a high standard of professionalism we can help you find good rates and the right conditions to meet your needs. Our team, lead by Deb Dorsey, will look at your personal profile to determine what works best for you now and down the road - with the goal of your comfort, leading to the elimination of your debt.
Some of our specialty services include:
- Residential Homes, Condos & Co-ops
- First-Time Home Buyers Personal Guided Experience
- Fast Free Pre-Approvals - Note often a little longer during peak seasons!
- Conventional & High-Ratio Mortgages
- Home Equity Lines of Credit (HELOC)
- 100% Financing
- Beyond Bankruptcy & Credit Challenges
- Second Mortgage Solutions
- Flexible Self-Employed – Non-Income Qualified Financing up to 90%
- New Immigrant Programs
- Recreation & Vacation Properties
- Multi-Unit Residential
- Commercial Needs - be aware that these loans come with addition fees...
- Cash Backs - great to get started - if you discharge before the term - you must pay it back!
- Construction Loans
- Fixed Rates, Variable Rates
- Secured – OnLine Applications
Please note that some conditions may apply depending on the applicant's qualifications. On Approved Credit.
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